Header - Financial Examinations

Financial Examinations

The INS Companies have significant expertise in performing risk-focused examinations of varying size on behalf of state insurance departments. Due to our expertise and reputation, our financial examination team is engaged to conduct multi-state coordinated examinations for large complex insurers for both the lead and participating states.

Practice Leaders

Annette Knief

President and Managing Partner


Donald Carbone

Financial Regulation Director


Sarah Lucibello

Financial Regulation Senior Director


Kelly Willison

Financial Regulation Senior Manager


For More Information 215-625-2927


The INS Companies utilize our large, highly qualified, and mobile national network of financial examiners to conduct all aspects of risk-focused financial examinations anywhere. Our team is able to conduct examinations in today’s fully remote work environment. In addition, we also offer subject matter experts in the following:

  • Corporate Governance and Enterprise Risk Management Assessments
  • Own Risk and Solvency Assessment (ORSA) Reviews
  • Reinsurance Programs and Risk Transfer
  • Complex Investment Portfolios Analysis
  • Risk Mitigation And Risk Identification Assessments
  • Product Pricing Risk Reviews
  • Holding Company System Analysis
  • Statutory Accounting
  • International Accounting
  • Supervisory Colleges
  • Expert Witness Testimony


The INS Companies' Financial Examination team are primarily former insurance regulators and industry professionals who possess numerous designations, which include: CFE/AFE, CISA/AES, CPA, CIA, CFE (Fraud), CFSA, ARe, CPCU, CLU, FLMI, ASA/FSA, ACAS/FCAS and CRP. Additionally, all our examinations are conducted in accordance with the NAIC Examiners Handbook and NAIC Accreditation Standards. We have assisted on many examinations that have been selected and successfully reviewed during the NAIC Accreditation process. Therefore, the experience and skill of our personnel in providing financial examination support services is exceptional.